Hail Damage Roofing

Clermont Roofing Inc. offers expert hail damage roofing assessment and repair services in Clermont, FL. We help you identify hidden damage and navigate the insurance process to fully restore your roof.

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Expert Hail Damage Roofing Service in Clermont, FL

Hail can cause significant, often hidden, damage to your roofing system, compromising its integrity. Clermont Roofing Inc. specializes in identifying the subtle but destructive effects of hailstorms. Our trained inspectors meticulously examine your roof for bruises, cracks, and granule loss on shingles, as well as dents on metal components. We provide detailed documentation and photo evidence to support a successful insurance claim. Our repair and replacement services use top quality materials to ensure your roof is fully restored to its pre storm condition. With the trusted experience of Patrick and Walker Scott since 1990, we are experts in hail damage restoration. We are committed to protecting your home from future leaks caused by hail. Trust us to provide a thorough inspection and professional repair of your hail damaged roof.

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Hail Damage Roofing

Hail damage is one of the most deceptive and potentially destructive forms of weather related damage to a roof. Unlike wind damage, which often leaves obvious signs like missing shingles, hail damage can be very subtle. Hailstones impact the roof surface, creating small bruises or dents that may not be visible from the ground. On asphalt shingles, these impacts dislodge the protective outer layer of granules. This exposes the underlying asphalt mat to UV radiation from the sun, which causes it to become brittle and crack over time. This process significantly shortens the lifespan of the roof.

The severity of hail damage depends on several factors, including the size and density of the hailstones, the speed of the wind, and the type and age of your roofing material. Even small, pea sized hail can cause damage if it is driven by strong winds. Older, more brittle roofs are more susceptible to damage than newer, more flexible ones. It is crucial to have your roof inspected by a professional after any hailstorm in your area, even if you do not see any immediate signs of a problem. The long term consequences of unaddressed hail damage can be severe.

A roof that has been compromised by hail is vulnerable to leaks. The small cracks and fractures created by the impacts can allow water to seep through the shingles and underlayment. These leaks may not become apparent inside your home for months or even years after the storm. By the time you notice a water stain on your ceiling, significant damage may have already occurred in your attic, including rotted wood decking and ruined insulation. A professional inspection by Clermont Roofing Inc. can catch hail damage early and prevent this costly chain of events.

Our hail damage inspection process is incredibly thorough. Our trained technicians will get on your roof and examine every slope and facet. We know the specific patterns and signs of hail impact on different types of roofing materials, from asphalt shingles to metal and tile. We will also inspect all other components of your roofing system, including vents, flashing, skylights, and gutters, as these are often the first places to show evidence of hail strikes. We document our findings with high resolution photos and a detailed report.

This detailed documentation is essential when filing an insurance claim for hail damage. Because the damage can be subtle, it is important to provide the insurance company with clear, indisputable evidence. We have extensive experience working with insurance adjusters and can present our findings in a professional and compelling way. We will meet the adjuster at your property to ensure they see the full extent of the damage and that nothing is overlooked. Our goal is to make sure your claim is approved for a full and fair settlement.

Once your claim is approved, we will proceed with the necessary repairs or a full replacement. We use only high quality, impact resistant materials when available to provide your home with better protection against future storms. Our installation crews are highly skilled and follow all manufacturer specifications to ensure your new or repaired roof is durable and long lasting. We are committed to restoring your roof to its optimal condition, providing you with peace of mind.

As a family owned business with deep roots in the Clermont community, Clermont Roofing Inc. operates with integrity and a focus on customer satisfaction. Patrick and Walker Scott have been helping homeowners recover from storm damage since 1990. We understand that dealing with hail damage and insurance companies can be stressful. We strive to make the process as simple and straightforward as possible for you. We handle the details so you can have confidence that your home is protected.

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FREE ESTIMATES

We provide free, no-obligation estimates with honest pricing and expert recommendations for your roofing or gutter project.

5 YEAR WARRANTY

All reroofing work is backed by our 5-year workmanship warranty for dependable, long-lasting protection.

nO DEPOSIT REQUIRED

We never ask for a deposit upfront—payment is due only when the job is complete and you’re satisfied.

What Our Customers Are Saying

See why homeowners and businesses in Clermont trust Clermont Roofing Inc. for reliable roofing services:

William V.
April 17, 2022

We hired Clemont roofing from Oviedo to reroof our house. Joe Buck was the salesman. We figured once the contract was signed, last we would see of him. Best contract we ever signed. Joe was here every single day. We had excellent communication from the office on when they would start. Joe was here every day to tell workers where to park, guide the delivery. The workers are amazing. Worked 12 hours a day 5 days straight to strip the old off. Install the new. At completion, they walked the yard with magnets and metal detectors for debris ( nails ). Can't say in writing how great this company treated us. If anyone has apprehensive thoughts, all I can say is we had 5 star service. Hire them !

Dana E
March 26, 2020

Excellent job on new roof. Very timely and courteous. We are impressed with their professionalism. Would highly recommend this company.

Adam B.
December 27, 2019

Excellent service from start to finish. I watched them do the neighbors home and was thoroughly impressed. They kept the area very clean and worked quickly and very professionally.

Dooney J.
August 19, 2019

Very happy with the roofing job they recently completed for us. They were on schedule and finished in two days. They kept the area very clean and I had no trouble. The office staff was very helpful and kept in touch with me throughout the process.

Will C.
June 12, 2019

Very happy with the roofing job they recently completed for us. They were on schedule and finished in two days. They kept the area very clean and I had no trouble. The office staff was very helpful and kept in touch with me throughout the process. I would highly recommend this company.

Cindy M.
June 3, 2019

Clermont roofing exceeded our expectations! They were professional and had our roof replaced in two days. We would use them again.

John K.
June 3, 2019

Our roof was done in a timely manner & quicker than what we had expected. The workers were polite & professional. We would absolutely recommend hiring them to anyone.

Mel M.
April 9, 2019

After receiving several estimates after the hurricane, this company was fairly priced and very helpful. I was not pressured into signing anything I wasn't comfortable with and they assisted me in getting my HOA approvals. I am confident I made the right choice.

Michelle H.
March 28, 2019

We couldn't be happier with our new roof replacement from Clermont Roofing! Everyone was very helpful and the clean up was great! Thank you Clermont Roofing for a job well done. We will definitely recommend you to anyone looking for a replacement roof!

Tori K.
March 25, 2019

Did a fantastic job. They were very helpful with getting some financing in place. They came and were done in two days.

Joan S.
March 24, 2019

After researching several roofing companies, I decided to go with Clermont Roofing. I am very happy that I did. Brad explained the contract and answered all my questions. The crew that worked on my house was amazing. Their work ethic, their neatness and attention to detail exceeded my expectations. I was especially pleased with the amount of time and effort they put forth while cleaning up throughout the day. I was also very impressed with the office staff. Renee was on top of each phase of the project from explaining to me what to expect, ordering of the materials, daily check in at the end of the day right through the permit sign off.

Lee M.
February 11, 2019

Excellent service and quality work!

John G
December 12, 2016

Randy did a great job repairing my roof. I was very happy with the price and the service. I highly recommend them.

Hail Damage Roofing To Increase Home Value

Properly addressing hail damage is vital for protecting your home’s value. A roof with un-repaired hail damage is a significant liability that will be discovered during a pre sale home inspection. This can lead to a failed sale, a drastically reduced offer, or last minute repair demands from the buyer. By having Clermont Roofing Inc. manage your hail damage restoration through your insurance, you resolve the issue completely. This provides documentation that the roof has been professionally restored, preserving your property’s value and giving future buyers confidence in their investment.

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Most Common Hail Damage Roofing Questions

A hailstorm can leave homeowners with a lot of uncertainty about the condition of their roof. Understanding how to identify damage and navigate the claims process is key. Here are our answers to the most common questions we get about hail damage roofing.

Yes, it is very common for a roof to have significant hail damage that is not visible from the ground. Hail damage to asphalt shingles often does not look like large, obvious holes or cracks. Instead, it appears as small, subtle bruises or dents where the hailstones have hit. These impacts knock off the protective mineral granules that coat the shingle’s surface. This exposes the black asphalt layer underneath, but these small dark spots can be very difficult to see without getting on the roof and performing a close up inspection.

The functional damage from these impacts is not immediately apparent. The loss of granules accelerates the aging process of the shingle by exposing it to UV rays, which causes it to become brittle and crack over time. This process can take months or even a year or more to result in an active leak. So, while your roof might look perfectly fine from your yard right after a storm, it could be a ticking time bomb for future problems. This is why a professional inspection is absolutely essential after any known hailstorm in your area.

Our trained inspectors at Clermont Roofing Inc. know exactly what to look for. We will perform a hands on examination of your shingles to feel for the soft, bruised spots that indicate a hail hit. We will also inspect metal components like vents and flashing, which often show clearer evidence of dents from hail. We will document all of our findings to show you the true condition of your roof. Do not assume that no visible damage means no problem; let a professional make that determination.

Yes, there is a time limit, known as the statute of limitations, for filing a hail damage claim with your homeowners insurance. In the state of Florida, homeowners generally have up to two years from the date the damage occurred to file their claim. This law recognizes that not all storm damage, especially from hail, is immediately obvious. It provides a reasonable window of time for the damage to be discovered, either by the homeowner or through a professional inspection. This is important because a slow leak caused by a hail impact might not become visible for many months.

While the two year window provides a safety net, it is strongly in your best interest to file a claim as soon as you suspect damage. The longer you wait, the more difficult it can be to prove that the damage was caused by a specific hailstorm. Insurance companies may argue that the damage was caused by a subsequent event or by general wear and tear if too much time has passed. Filing promptly creates a clear and direct link between the storm and the damage to your roof, which strengthens your claim.

The best practice is to call a reputable roofer like Clermont Roofing Inc. for an inspection immediately after you know a hailstorm has passed through your area. We can quickly assess your roof and tell you if a claim is warranted. If it is, we can help you start the process right away. This proactive approach not only helps ensure a successful claim but also allows you to get your roof repaired or replaced sooner, preventing any potential for leaks and interior damage to your home.

This is a very common and understandable concern for homeowners, but in most cases, you do not need to worry. State regulations, including those in Florida, generally prohibit insurance companies from raising your individual premium or canceling your policy for filing a claim related to a natural disaster, which includes hailstorms. These are considered “act of God” events, meaning they are beyond your control and you are not considered at fault for the damage. A single hail claim will not cause your insurer to view you as a higher risk client.

Insurance companies do, however, set their rates based on the overall risk associated with a large geographic area. If a particular region experiences a significant increase in the number of severe weather events, like hailstorms, over a period of years, the insurer may raise the rates for all policyholders in that area to offset their increased claim payouts. This type of rate adjustment is based on broad, regional data and would happen whether you personally filed a claim or not. Your individual claim is not the trigger.

Therefore, the fear of a potential rate increase should not deter you from filing a legitimate hail damage claim. You pay your insurance premiums precisely for this type of situation, to protect you from the high cost of unexpected, catastrophic damage. Not using your policy when you need it would mean you are paying for a service you are not using. Clermont Roofing Inc. can help you make an informed decision and guide you through the process, ensuring you get the full benefit of the coverage you have paid for.

The distinction between cosmetic and functional damage is a key concept in hail damage insurance claims. Functional damage is any damage that reduces the roof’s ability to shed water or shortens its expected service life. On an asphalt shingle, a hail strike that cracks the shingle or knocks off enough granules to expose the underlying mat is considered functional damage. This is because it compromises the shingle’s integrity and will lead to premature failure and leaks. Insurance policies are designed to cover the cost of repairing functional damage.

Cosmetic damage, on the other hand, is damage that affects the appearance of the roof but not its ability to function as a protective barrier. The most common example of this is small dents on a metal roof or on metal components like gutters and vents. While these dents may be unsightly, they often do not break the surface of the metal or cause a leak. Some insurance policies may contain an exclusion for purely cosmetic damage, meaning they will not pay to repair it. However, this is not always the case.

It is important to have a professional roofer evaluate the damage to determine if it is cosmetic or functional. Sometimes, what appears to be a cosmetic dent on a metal panel can actually break the paint finish, leading to rust, or it can be severe enough to affect how the panels interlock. At Clermont Roofing Inc., we will carefully inspect all impacts and provide an expert opinion on their classification. We will work with your insurance company to ensure that all true functional damage is identified and covered by your claim.

Yes, absolutely. It is a common misconception that only large, golf ball sized hail or bigger can cause significant damage to a roof. The truth is that even small hail, such as hail that is pea sized or dime sized, can cause serious functional damage under the right conditions. The key factor is often the wind speed that accompanies the hailstorm. High winds can drive smaller hailstones into the roof surface with much greater force, increasing their ability to bruise shingles and dislodge the protective granules.

The age and condition of your roof also play a major role. An older roof that is already somewhat brittle will be much more susceptible to damage from small hail than a brand new, flexible roof. Similarly, the angle of impact matters. Hail that strikes the roof at a perpendicular angle will have more force than hail that glances off the surface. A dense concentration of small hail impacts across the entire roof surface can be just as damaging, if not more so, than a few impacts from larger stones.

Because damage from small hail can be widespread yet subtle, it is often overlooked by homeowners. You might not think a brief storm with small hail could have hurt your roof, but it may have significantly reduced its lifespan. This is why we recommend a professional inspection after any hailstorm, regardless of the reported size of the hailstones. The experts at Clermont Roofing Inc. can identify the tell tale signs of damage from hail of all sizes and prevent you from facing unexpected leaks in the future.

When you file a hail damage claim, your insurance company will assign an adjuster to inspect your property and assess the damages. An experienced roofing contractor like Clermont Roofing Inc. plays a crucial role in this process by acting as your advocate. We will schedule our own inspection to coincide with the adjuster’s visit. This allows our trained professional to meet the adjuster on your roof and walk through the inspection with them. This collaborative approach ensures that nothing is missed.

During this joint inspection, our representative will point out every piece of evidence of hail damage that we have found. This includes subtle bruises on shingles, dents on flashing and vents, and damage to any other part of the roofing system. An insurance adjuster may be responsible for assessing all types of property damage, not just roofing, and may not have the same specialized expertise. Our presence helps to educate the adjuster and ensures they see the full picture of the damage, leading to a more accurate and comprehensive scope of work.

After the inspection, we will compare our detailed estimate with the adjuster’s report. If there are any discrepancies, such as missing items or incorrect measurements, we will submit a supplement to the insurance company with supporting documentation to justify the differences. We communicate directly with the adjuster to negotiate a fair settlement that covers the full cost of restoring your roof to its pre storm condition using quality materials. This partnership takes the pressure off of you and greatly increases the likelihood of a successful claim.

Impact resistant shingles, often referred to as Class 4 shingles, are a premium type of asphalt shingle specifically designed to withstand hail impact better than standard shingles. They are manufactured with a more flexible asphalt formula and a reinforced shingle mat, often made of a rubberizing polymer like styrene butadiene styrene (SBS). This construction allows the shingle to better absorb the force of a hailstone impact without cracking or sustaining as much damage. They are designed to be more durable and resilient in severe weather.

To earn a Class 4 rating, which is the highest rating for impact resistance, shingles must pass a standardized test (UL 2218) conducted by Underwriters Laboratories. This test involves dropping a two inch steel ball from a height of 20 feet onto the shingle multiple times. To pass, the shingle cannot show any signs of splitting or cracking on its front or back after the impacts. This rigorous testing simulates the force of a large hailstone and demonstrates the shingle’s superior durability.

While impact resistant shingles are more expensive upfront than standard architectural shingles, they can be a very wise investment, especially in a hail prone area like Central Florida. Many insurance companies recognize the value of these shingles and offer significant discounts on homeowners insurance premiums for homes that have a Class 4 roof installed. Over time, these premium savings can help to offset the initial higher cost of the shingles. Upgrading to impact resistant shingles can provide you with better protection and long term financial benefits.

This is a common question, as hail is often driven by wind and may primarily impact one or two slopes of a roof. However, insurance companies are typically required to restore your property to its pre storm condition and provide a uniform appearance. If the type of shingle on your roof is no longer manufactured, it would be impossible to simply repair one side with a matching product. In this situation, the insurance company would likely have to pay for a full roof replacement to ensure a proper match and consistent look across the entire roof.

Even if the shingle is still available, there can be issues with color and texture matching. A new shingle will have a slightly different color than the existing shingles that have been exposed to the sun and weather for several years. This can result in a patchwork appearance that can detract from your home’s visual appeal and value. Many insurance policies have “matching” clauses that require them to replace non damaged sections as well to ensure a reasonably uniform appearance. This is something we would advocate for on your behalf.

From a functional standpoint, even if the damage is concentrated on one slope, it is likely that the entire roof was exposed to the storm and may have sustained less obvious damage. A full replacement ensures that the entire roofing system is new, with all components working together seamlessly and covered by a new warranty. At Clermont Roofing Inc., we will assess the situation and advise you on the best course of action. We will work with your insurance provider to achieve the most comprehensive and appropriate solution for your home.

Work With The Top Hail Damage Roofer Near You

Do not let hidden hail damage compromise your home’s protection. Schedule a professional inspection with the experts at Clermont Roofing Inc. today. Contact us for your free, no obligation estimate and to get started on your hail damage restoration.

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